These Terms of Use ("Terms") govern your use of the mobile applications published by Glassy Apps ("we", "us", "our") — including InterestLab and JurosLab (the "Apps"). By downloading or using an App, you agree to these Terms. If you do not agree, please do not use the Apps.
We grant you a personal, limited, non-exclusive, non-transferable, revocable license to use the Apps for your own lawful purposes, subject to these Terms and to Apple's Licensed Application End User License Agreement (EULA), which also applies to your use of the Apps.
The Apps perform mathematical calculations based solely on the values you enter. The outputs — including payments, interest, yields, projections, dates, and charts — are estimates for informational purposes only. They do not account for every variable of a real financial product (such as fees, taxes, rounding by lenders, changing rates, or specific contract terms) and may differ from figures provided by a bank, lender, or advisor.
The Apps do not provide financial, investment, tax, accounting, or legal advice, and are not a substitute for professional guidance. Always verify results and consult a qualified professional before making any financial decision. You are solely responsible for how you use the results.
Some Apps offer an optional one-time purchase that unlocks additional features. All purchases are processed by Apple through the App Store and are subject to Apple's terms. Prices are shown before purchase. Purchases can be restored on your devices using the same Apple ID via the in-app "Restore Purchases" option. Refunds are handled by Apple in accordance with App Store policies; please contact Apple for refund requests.
You agree not to reverse engineer, decompile, modify, resell, or otherwise misuse the Apps, and not to use them in any way that violates applicable laws or the rights of others.
The Apps, including their design, code, name, and branding, are owned by Glassy Apps and protected by applicable intellectual-property laws. These Terms do not transfer any ownership rights to you.
The Apps are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Apps will be uninterrupted, error-free, or that any calculation will meet your requirements.
To the maximum extent permitted by law, Glassy Apps shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, savings, or data, arising out of or related to your use of — or inability to use — the Apps or reliance on any result they produce.
Apple is a third-party beneficiary of these Terms with respect to your use of the Apps and may enforce them. Your use of Apple services (such as the App Store) is also governed by Apple's own terms and policies.
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of an App after changes take effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws applicable in the jurisdiction where the developer is established, without regard to its conflict-of-law provisions, and subject to any mandatory consumer-protection rights available to you in your country of residence.
If you have any questions about these Terms, contact us at glassyapps.dev@gmail.com.